Life and health insurance
in the state of Florida
in the state of Florida
Your one stop resource for the following needs:
- Health Insurance
- Life Insurance
- Business Formation
- Tax consultation and tax preparation
- Bookkeeping
Our company works with individuals, small businesses and contractors.
Sphere Consulting LLC
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About us
Hello!
I'm Anastasia Pitanova, a licensed Life and Health insurance specialist, Real Estate Advisor, and financial enthusiast. Sphere Consulting is the way our team and me are offering extra support to the fantastic clients we've meet daily.
I've noticed a strong demand for solid financial planning, especially among businesses and entrepreneurs. That's where Sphere Consulting steps in – to guide you on insurance, taxes, and overall financial strategies for both personal and business life.
I'll sift through the best offers from top insurance companies to help you make the perfect choice. And I'm here to guide you every step of the way, even after the paperwork is done.
Excited to join you on the journey to financial success!
Anastasia Pitanova
Founder, Sphere Consulting LLC
I'm Anastasia Pitanova, a licensed Life and Health insurance specialist, Real Estate Advisor, and financial enthusiast. Sphere Consulting is the way our team and me are offering extra support to the fantastic clients we've meet daily.
I've noticed a strong demand for solid financial planning, especially among businesses and entrepreneurs. That's where Sphere Consulting steps in – to guide you on insurance, taxes, and overall financial strategies for both personal and business life.
I'll sift through the best offers from top insurance companies to help you make the perfect choice. And I'm here to guide you every step of the way, even after the paperwork is done.
Excited to join you on the journey to financial success!
Anastasia Pitanova
Founder, Sphere Consulting LLC
"Insurance can be easy understandable and affordable!
For everyone!"
For everyone!"
Why it is beneficial to work with us
Expert counseling
Our expert knowledge will help in selecting right insurance packages according to the individual or business needs of the client
Comparison of different plans
Conduct a comparative analysis of different health and life insurance plans, including their coverage, physician network, limits, and cost
Help you understand the terms of the policy
Explain the terms and conditions of the policy to you, which helps avoid misunderstandings and ensures a more complete understanding of the coverage provided
Assistance with the application process
Assist with the insurance application process, ensuring that the paperwork is filled out correctly and speeding up the approval process
Monitoring changes and updates
We track changes in insurance and tax laws and regulations, notifying you of new features, benefits or changes.
Save time
We will help you save time on your research, and tax planning.
Workflow
Sending an application or calling
Consultation with a specialist on choosing the best insurance tariff
Registration of insurance purchase
Consultation during the insurance work
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What can we help you with?
- Choosing the right insurance plan for you individually, your family or for your business.
- Selecting a plan tailored specifically to your situation
- Helping to resolve any errors or mistakes that may arise at the outset
- Prepare tax declaration and tax plan for your financial success.
Client Responsibility
- Provide complete information upon request
- Provide documents and answers to questions upon request
- Payment of insurance, creation of a personal account and auto-payment registration
When to call your insurance company?
- If you need to change doctors
- If you haven't gotten your card yet and want to go to the doctor and need your insurance number
Questions to ask your doctor's office
- Cost of procedures and how they work with your insurance
- Initially, it is the client's responsibility to find out if their doctor works with a particular type of insurance and request a list of companies that are current
- Make an appointment time with the doctor's office
Questions and answers
This question is quite broad and can only be answered individually.
There are 2 types of insurance in the US: policies that can be purchased on the marketplace during a special period and private insurance that is available throughout the year.
Insurance through the marketplace system has its advantages:
1. The possibility of getting a subsidy (discount), as a result your policy can be absolutely free, or very affordable.
2. Coverage for everything, even chronic illness, pregnancy, etc.
But! if you don't qualify for subsidies, this type of insurance is quite expensive to have. In that case, an insurance agent can suggest other types of insurance for you.
The upside of private insurance, outside of the marketplace- reasonable price.
The disadvantages are limited coverage (for details, consult an agent)
So, an insurance policy can either be completely free or cost around $500-$600 per person.
Find out which type is right for you at your consultation.
There are 2 types of insurance in the US: policies that can be purchased on the marketplace during a special period and private insurance that is available throughout the year.
Insurance through the marketplace system has its advantages:
1. The possibility of getting a subsidy (discount), as a result your policy can be absolutely free, or very affordable.
2. Coverage for everything, even chronic illness, pregnancy, etc.
But! if you don't qualify for subsidies, this type of insurance is quite expensive to have. In that case, an insurance agent can suggest other types of insurance for you.
The upside of private insurance, outside of the marketplace- reasonable price.
The disadvantages are limited coverage (for details, consult an agent)
So, an insurance policy can either be completely free or cost around $500-$600 per person.
Find out which type is right for you at your consultation.
The agent is paid by the company with which he or she has a contract. It is important to find an agent who has access to all companies. Such a specialist will be able to find the most suitable insurance for their client.
Only people below a certain income level are eligible for free insurance in the United States. This figure changes every year, and there are nuances in each state. Therefore, it is always better to contact a specialist directly.
If you live in the state of Florida, I would be happy to help.
If you live in the state of Florida, I would be happy to help.
Insurance companies I work with
Video content on insurance in the U.S.
Still have questions?
I'd love to answer that!
Anastasia Pitanova
Licensed Insurance Agent
© 2024г. All rights reserved
scalewithsi@gmail.com
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Florida, 33433, Boca-Raton
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