The U.S. healthcare system is undergoing one of its most significant updates in recent years. Beginning in 2026, several new rules, coverage expansions, and subsidy adjustments will reshape how individuals, families, and business owners access health insurance.
Whether you’re currently insured, self-employed, or exploring coverage options for your family or employees — understanding these changes early can help you save money, avoid gaps in coverage, and get the most out of your benefits.
This guide was created to give you a clear, simplified overview of what’s changing and how you can prepare to make informed decisions confidently.
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